Carlos López Ramos is currently the Head of Equity Asset Allocation. He joined BBVA's lberian Financials team 3 years ago covering lberian banks, insurers and diversified financials. Prior to joining BBVA, Carlos began his banks equity research career in London at Berenberg in 2014, followed by Credit Suisse, spending four years in the latter. He previously held strategy roles at Mckinsey and Barclays Capital. Carlos holds a Master's degree in Industrial Engineering from the Universidad Pontificia Comillas (lCAl).